How Interest Rates Impact Insurance and Pension Planning
Interest rates play a direct role in shaping insurance premiums and pension fund projections. When rates rise or fall, the …
The Actuary’s Role in Asset-Liability Management (ALM)
Asset-Liability Management (ALM) ensures that an organization can meet its financial obligations without unnecessary risk. Actuaries play a central role …
Longevity Risk: Challenges and Strategies for Pension Planning
Longevity risk presents one of the biggest financial uncertainties for retirees and pension systems. As life expectancy increases, so does …